“Small Girl, Big God”: Young Woman Flexes Stunning New Apartment, Mzansi Gush Over Her Milestone

• A young, stunning lady shared her journey to acquiring her new apartment, which wowed many people online
• The babe expressed how she felt about the chapter she was entering, and the TikTok video went viral
• South Africans reacted by flooding the comments section and showering the hun with congratulatory messages
• Briefly News spoke to financial and homeownership advisor Andrea Carr about the importance of credit scores when applying for a home loan and how to improve them

One young lady is making waves on the internet after she proudly flexed her newly acquired apartment.

Young woman flaunts stunning new apartment

The hun who goes by the TikTok handle @thelifeofame's stylish living space has captured the admiration of many, with her achievement serving as an inspiration to those working towards similar personal goals.

The babe shared a video tour of her stunning new apartment where she can be seen standing with her set of keys for the house as she waved them with excitement.

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@thelifeofame's home features sleek modern finishes and a spacious layout. The house is still empty, but the babe is in the process of decorating it to reflect her unique style and attention to detail.

While taking to her TikTok caption, she expressed how she felt about the chapter she was entering by thanking God:

"Small girl big God...Thank you to the almighty for this new chapter."

Take a look at the woman's stunning new apartment in the video below:

Andrea Carr on credit scores for home loan approval

While speaking to Briefly News, financial and homeownership advisor Andrea Carr shared insight importance of credit scores when applying for a home loan and how to improve them.

"Your credit score is very important when applying for a home loan in South Africa. It directly affects your chances of approval, the interest rate you’ll get, and the loan amount a bank is willing to offer you."

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Here’s how it works, according to advisor Andrea Carr:

Minimum credit score for a home loan

• A score above 600 gives you a decent chance of approval.
• 650+ increases your chances significantly and may get you a better interest rate.
• 700+ is considered excellent and gives you access to the best rates.
• Below 580, most banks will reject your application or offer very high interest rates.

How it affects your interest rate

• A higher score means a lower interest rate, which can save you hundreds of thousands over the loan term.
• A lower score means the bank sees you as a risk, so they increase the interest rate or ask for a higher deposit.

What banks look at

Besides your credit score, banks consider:

• Your income and affordability (your debt-to-income ratio).
• Your employment status and stability.
• Your existing debts and monthly expenses.
• The deposit you can put down (a higher deposit improves approval chances).

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How to improve your score before applying

Check your score for free on TransUnion, Experian, or ClearScore.

• Pay all bills on time, especially loans and credit cards.
• Reduce your debt-to-income ratio by paying off existing debt.
• Avoid opening new credit accounts right before applying.
• Increase your credit limit, but don’t use it excessively—this improves your credit utilisation ratio.

SA claps for the young lady's achievement

The clip quickly went viral, amassing thousands of views, likes, and comments. South Africans were impressed not only by the beauty of the apartment but also by the woman’s hard work and determination that led to this major life milestone. Many users flocked to the comments section, showering her with congratulatory messages and praising her for being an inspiration.

Buhle said:

"Congratulations love you deserve it so much and it’s also Loft oh I wish to have this for myself too but ke God is silent on my end. Congratulations again."

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BlvckBird8_YOUTUBER replied:

"Congratulations doll mind if I Dm you to get some information about the place?"

Rego's mom l momhood l23 wrote:

"You just got a new follower. Congratulations."

Miss_luthando.m stated:

"Another day of being happy for strangers on the internet! Congratulations!"

Lungidlamini priased the young lady saying:

"What a responsible young woman."

DMorningStarWithAyandaSithole was inspired to follow suit:

"Saving this post for when I move into my own apartment."

MaiZuzu simply said:

"Congratulations beautiful stranger."

Monene Nkwana commented:

"Congratulations stranger keep pushing such posts inspire me."

Young women flex becoming homeowners

• Briefly News previously reported that a woman took to social media to share her touching journey of homeownership which inspired millions of people online.
• A woman in South Africa beamed with pride as she showcased her impressive achievement to the world, inspiring many in the process.
• This Mzansi queen just hit a major life milestone as she moved from renting to owning her very own home.
• A local woman has headed online to celebrate the purchase of her brand-new car as well as her first-ever property.

Source: Briefly News