"Beautiful Home": Woman Shares Heartwarming Journey to Homeownership, SA Gushes

• A lady shared her heartwarming journey to becoming a homeowner in a video making rounds online
• The hun showcased her new living space and how she celebrated the big moment with her son
• People were touched by the stunner story as they flooded the comments section with congratulatory messages
• Briefly News spoke to financial and homeownership advisor Andrea Carr about the key financial steps to take before purchasing a first home

A woman took to social media to share her touching journey of homeownership, which inspired millions of people online.

Woman shows off being a deed owner

The proud deed owner posted a heartwarming video of herself celebrating the huge milestone after purchasing her first home under the handle @zikhox0. What made the moment even more special was the celebration shared with her son, as the two marked the occasion in true family style.

In the video, the woman beamed with pride as she gave her followers a tour of her beautiful new home. With her son by her side, she walked through each room, showing off the modern features, spacious living areas, and well-thought-out design. @zikhox0 cried as she opened a bottle of champagne to commemorate her accomplishment.

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Her joy was palpable as the woman proudly flexed her keys. While taking to her TikTok caption, she expressed the following:

"I planned, I prayed I got it. My first home Enkosi Bawo."

South Africans were quick to react, showering the stunner with congratulatory messages and words of encouragement. The footage sparked a wave of admiration and positive vibes, with many commenting on how inspiring it was to see a single mother achieve such a significant goal.

Take a look at the clip below:

Key steps to buying your first home

While speaking to Briefly News, financial and homeownership advisor Andrea Carr shared the key financial steps to take before purchasing a first home.

1. Assess Your Financial Readiness

Check your credit score. The financial and homeownership advisor expressed the following:

"A higher score (typically 620+ for conventional loans) can help you secure better loan terms. Review Your Debt-to-Income Ratio (DTI) – Lenders prefer a DTI below 43% (including your potential mortgage). Ensure stable income – Lenders like to see steady employment and income history for at least two years," says Andrea.

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2. Determine Your Budget

Use a bond calculator to estimate what you can afford. Consider all homeownership costs: mortgage, taxes, insurance, levies, water and lights, and maintenance.

"Aim to keep your housing expenses under 30% of your gross monthly income," she added.

3. Save for Upfront Costs

Deposit– Conventional loans typically require 10% of the value of the property as a deposit. Legal Fees (transfers, bond costs etc.)

"Emergency Fund – Keep extra savings for unexpected repairs and expenses."

4. Get pre-approved for a home loan

Shop around for mortgage lenders to compare rates and terms. A pre-approval letter strengthens your offer when house hunting.

5. Research the Housing Market

Understand local home prices, trends, and property taxes. Consider neighbourhood factors like schools, commute times, and safety.

SA applauds the woman for her new home

Many are applauding her for not only achieving her dream but also for sharing such a heartfelt and motivating moment with the world. It’s a reminder that, with dedication and support, dreams can indeed come true.

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Lerato_Leee said:

"Congratulations sis please take it from me, don’t allow men to move into your beautiful home, protect your peace and home."

Team_Ashley_guluva added:

"Yazi I also prefer a house to an apartment, no hate for apartment girlies though congratulations sthandwa."

Ncunyiswatengisil expressed:

"From my mouth to God's ears......may I experience le feeling in the next four years to come.....it must be a great feeling congratulations cc."

MrsZinyemba replied:

"Don’t forget to mention that you also worked very very hard sisi to get here. Congratulations mtasekhaya."

Makgoale Phasha commented:

"This is where I’m trying to be in life! Congratulations."

LuNak Creations shared:

"Ndithanda the fact that you are celebrating this milestone with the person who genuinely loves you and is genuinely happy with you. Congratulations Babe."

Nonhle simply said:

"Another day of me being happy and crying for a stranger mukhulu esimthembhayo."

Lati shared:

"Congrats dear, I always tell people that there's nothing wrong with buying a car first and then buying a house after."

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Young women flex becoming homeowners

• A woman in South Africa beamed with pride as she showcased her impressive achievement to the world, inspiring many in the process.
• This Mzansi queen just hit a major life milestone as she moved from renting to owning her very own home.
• A local woman has headed online to celebrate the purchase of her brand-new car as well as her first-ever property.

Source: Briefly News