‘It Is Livable’: Decent Monthly Salary To Live Comfortably in Durban Sparks Debate

‘It Is Livable’: Decent Monthly Salary To Live Comfortably in Durban Sparks Debate

  • FinWise posted a detailed cost-of-living breakdown showing what R25,000 a month actually looks like in Durban
  • The budget revealed that after tax, rent, groceries and a car payment, very little money is left over each month
  • Durban locals weighed in with strong opinions on whether the salary is enough to get by in KwaZulu-Natal
Durban
An aerial view shows surfers lining up to ride a wave at Durban's North Beach, on December 11, 2020. Image: Michele Spatari
Source: Getty Images

A cost-of-living video posted by financial page FinWise on 27 August 2026 has set off a heated conversation about what R25,000 a month is really worth in Durban, KwaZulu-Natal.

The post followed similar breakdowns the page had done for Johannesburg and Cape Town. This time, FinWise turned to Durban locals to settle the debate, asking whether R25,000 is a decent salary in the city.

What the numbers actually look like

According to the breakdown shared in the video, a R25,000 gross salary leaves you with roughly R21,500 after PAYE and UIF deductions. From there, R7,000 goes towards rent, bringing take-home spending money down to around R14,500. Groceries, medical aid and basic essentials eat through another R5,000, and a modest car repayment of around R3,000 a month cuts that figure further. What remains leaves little room for savings, emergencies or anything enjoyable, and that is before any debt, subscriptions or unexpected costs are factored in.

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FinWise acknowledged that Durban is generally more affordable than Cape Town or Johannesburg, particularly when it comes to housing. But the video pointed out that a car payment, debt or children can make R25,000 feel very tight, very fast.

See the breakdown on Facebook below:

Durban locals have their say

The post drew a wave of responses from people with very different experiences of life in KZN.

@Zain Dawood said:

“R25K is okay if you are single.”

@Daniel Read wrote:

“With wife and kids, definitely not.”

@Denver Govender added:

“R25K is a pipe dream salary. Most people still earn under R10K in Durban.”

@Blair Bims McFair pushed back harder:

“R25K is not okay for anyone. Single or married. It should be what’s left after paying for everything.”

@Sabelo Malombo Mlamborghini offered some perspective:

“Earning that in Johannesburg is a mission. It’s more affordable to live in if you have a Joburg/Cape Town salary, but it’s also one of the worst-paying provinces.”

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Source: Briefly News

Authors:
Jim Mohlala avatar

Jim Mohlala (Editor) Jim Mohlala is a Human Interest writer for Briefly News (joined in 2025). Mohlala holds a Postgraduate Diploma in Media Leadership and Innovation and an Advanced Diploma in Journalism from the Cape Peninsula University of Technology. He started his career working at the Daily Maverick and has written for the Sunday Times and TimesLIVE. Jim has several years of experience covering social justice, crime and community stories. You can reach him at jim.mohlala@briefly.co.za