Genesis Medical Aid Schemes detailed review 2021: Everything you need to know

Genesis Medical Aid Schemes detailed review 2021: Everything you need to know

Genesis Medical Aid is one of the medical schemes in South Africa whose focus is on offering affordable and relevant medical cover for individuals with diverse needs. As one of the best health cover providers in South Africa, the establishment gains from decades of experience in the industry. Their prompt and effective ways of settling claims rank them among the very best.

Genesis Medical Aid
Genesis Medical Aid. Photo: @genesismedicalscheme
Source: UGC

Genesis Medical Scheme is rated among the best because of its ability to offer great value for money as well as cater for different needs of subscribers. In fact, it is considered the best cover for entry-level cover buyers and high-income earners that need a comprehensive cover for the in-hospital needs and average out-of-hospital coverage. Their monthly payment plans are affordable and in most cases within reach.

Genesis Medical Aid plans

Genesis Medical Aid Schemes detailed review
Genesis Medical Aid Schemes. Photo: @genesismedical
Source: Facebook

According to Genesis hospital plan, you should pick a plan that is convenient for you to pay. Fortunately, there are several plans that you can opt for depending on the benefits you want as well as the monthly premium you are willing to pay for. The following are examples to consider.

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1. Private Choice

The merits of this scheme include:

  1. Basic dentistry
  2. In-hospital MRI/CT scans
  3. Hospitalisation
  4. Emergency medical evacuation
  5. Major illnesses

In this plan, you get to pay a monthly contribution fee:

  • The main member pays a monthly fee of R1,340
  • Adult dependent cost of R1,340
  • Child dependent cost of R440

2. Private

This category of plan offers more gains including diagnostic scopes. Other gains include:

  1. Emergency medical evacuation
  2. In-hospital and out-of-hospital MRI/CT scans
  3. Hospitalisation in any service provider
  4. Major medical illnesses
  5. Basic dentistry

For these merits and more, you need to be paying monthly charges as follows:

  • R1,850 for the main member
  • R1,850 adult dependent
  • R530 for a child dependent

3. Private comprehensive

This is the most expensive plan offered by Genesis. It also comes with extra benefits that you will definitely want. Some of these include:

  1. Hospitalisation from your choice service provider. This caters for hospital and related expenses including ward fees, X-rays, medication, and pathology among other charges.
  2. Emergency Evacuation
  3. Basic dentistry
  4. In-hospital and Out-of-hospital MRI/CT scans
  5. Diagnostic scopes
  6. Medical savings
  7. Self-managed fund

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To enjoy the above and more advantages, you need to have paid the following charges:

  • The main member pays a monthly fee of R2,640
  • Adult dependent cost of R2,640
  • Child dependent cost of R530
Genesis Medical Aid
Genesis Medical Aid. Photo: @genesismedicalscheme
Source: UGC

Choose any of the above Genesis Medical Aid plans for a cover that is within range. You can always be assured that in case of any emergencies, you are covered. Consider a plan that works for you in terms of gains and affordability. You may also want to consider the dependents on your list when choosing a plan. Whatever you settle for, you can be sure that you are guaranteed peace of mind.

DISCLAIMER: This article is intended for general informational purposes only and does not address individual circumstances. It is not a substitute for professional advice or help and should not be relied on to make decisions of any kind. Any action you take upon the information presented in this article is strictly at your own risk and responsibility!

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