“A Lot is Going On”: KZN Man Shows Alleged Expenses After Payday and Money Left Over

• A local man took to his TikTok account to show people on the app the alleged expenses he had to pay
• After receiving his five-digit salary, the KwaZulu-Natal-based worker was left with R150.50 after payday
• A few members of the online community were surprised to see what the young man had on his list of expenses and expressed their thoughts in the comments

With payday having come and gone, many South Africans are left with a bank balance that can last until the next payday or with an amount that will cause stress.

The latter seemed to be the case for one gent after he shared the alleged expenses that left him with R150.50.

Here today, gone tomorrow

Nhlakanipho Zondi, who playfully showed how sad he was in the clip, shared on his TikTok account that he received a salary of R15,000 and had to pay the following:

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• Rent: R6,000
• Omoda installment: R5,000
• Build It installment: R 1,200
• Payflex: R1,550
• Pay Just Now: R450
• Uber cancellation fees: R649.50

Take a look at the balance the KwaZulu-Natal-based man claimed to have in the TikTok video below:

Middle-class finances under pressure

Money disappears fast for many South Africans. According to FNB, middle-income earners blow through 80% of their salary within five days of payday, leaving them to stretch the remaining 20% for the rest of the month.

On top of that, research from consumer analysts shows that the average middle-class worker is sinking most of their salary into debt repayments. The other two-thirds of their salary goes straight to creditors. It’s a tough financial cycle. For many, making ends meet before the next payday feels like an impossible mission.

Man's alleged expenses surprise SA

A few social media users who watched the video headed to the comment section. They were stunned after seeing what the young man was allegedly left with after paying his expenses. Some suggested he part ways with certain items or make a drastic change in his life.

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When @short_stuff96 asked him about car insurance, Nhlakanipho stated with a laugh:

"I'm still working on that one. A lot is going on. I think I’ll see them next month, hopefully."

A concerned and confused @kaaam0helo added in the comments:

"Why are you renting for R6,000 and also buying a car of R5,000 with a R15,000 salary? It’s a can’t, Bro."

@kagisowakerapjana, who could relate to the young man in some way, said to the online community:

"The addiction to Payflex and Pay Just Now is real."

@homeofvictoria_ was also shocked to see the two payment plans listed as expenses. Nhlakanipho saw the comment and replied:

"They will be the death of us because, wow, we live an expensive life."

@mmankho suggested the following:

"Change accommodation, or move to something cheaper."

Nhlakanipho responded to the TikTokker:

"Relocating isn’t the best option as I’m safer. Plus, I'm closer to work and shops."

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Smart payday hacks to stretch your salary

Making your salary last the entire month can be tough, but a few smart financial habits can help you stay on track. Standard Bank shares five practical tips:

1. Create a budget: Plan your monthly expenses and stick to a spending limit to avoid unnecessary splurges.
2. Prioritise essentials: Pay for rent, food, and bills first before spending on non-essentials.
3. Use cash over credit: Avoid debt by paying with cash to prevent high-interest payments.
4. Find ways to save: Look for discounts, buy in bulk, and cut down on luxury expenses.
5. Set money aside: Build a small emergency fund to cover unexpected costs.

3 Other stories about payday

• In another article, Briefly News reported about a government worker who flexed her bank balance after payday, describing her salary as a combination of relief and frustration.
• A South African teacher got candid about his struggles to make ends meet after receiving his salary because of the rising cost of living and job demands.
• A young woman burst into laughter after revealing her colleague's bank account and referring to the pay as a "view once salary" after seeing they were left with R12.

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"Some families are big": Man discusses spending R30k monthly on groceries, SA agrees

Updated by Hilary Sekgota, Human Interest HOD at Briefly News.

Source: Briefly News