Woman Pays R23k Car Installments After Unemployed Husband Demands R1.2M Mercedes GLC in TikTok Video

• A woman shared her story about how a car nearly ruined her financially after being convinced by her husband to get it
• The TikTokker shared a video explaining how she ended up paying exorbitant monthly car instalments
• Online users were captivated by the woman’s wild story about car ownership and relationship trouble
• Briefly News caught up with financial expert Fulufhelani Mashapha to explore the financial boundaries couples should set when making big purchases

A woman shared her story about struggling with money while she was married. The lady reflected on the time a car bit a huge chunk out of her monthly budget.

The video of the woman’s story about owning a car went viral. People were amazed by the details of how her husband played a part in the financial mess.

Woman stuck in car debt

A woman, @dr.celiwe.dada, shared that she once spent over R20,000 a month on a car. She had been paying R13,000 monthly for her Mercedes GLC until she finally paid it off. But after her husband crashed the car, it was written off, and her shortfall cover covered the remaining amount. She also revealed that the accident happened after she had experienced gender-based violence from him.

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The lady said she suggested that they downgrade their car since they were always broke while paying for the Mercedes GLC. The husband insisted that they get a Mercedes because he didn't want to be laughed at if he were to downgrade.

He wanted a Mercedes GLB that was priced at R1.2 million. Dr Celiwe revealed that her husband was unemployed so she ended up paying R23k per month including insurance on a car in a single-income household. The TikTokker advised young women not to get a luxury car for their first car.

Watch the video below:

Briefly News spoke with financial expert Fulufhelani Mashapha to discuss the financial boundaries couples should establish when making major purchases together, explaining:

"Couples should clearly define how they manage their finances, whether they manage money separately, combine their funds in a joint account, or split household expenses. It is essential for couples to set clear financial goals and prioritize them accordingly.

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Normalizing the creation and adherence to a budget is crucial, especially in alignment with any major purchases they plan to make. Major purchases should not hinder the achievement of set financial goals, whether they are long-term or short-term.

Open and honest conversations about money are vital for couples. If a potential purchase exceeds the couple's means, it should be avoided. Instead, a compromise should be reached to ensure that any significant expenditure is within budget and does not impact the financial stability of the household."

SA floored by car debt

Online users commented on the video in disbelief over her ordeal of getting into debt for her husband. Many roasted the woman’s former husband for making demands while he was unemployed. Read the comments by viewers below:

🌻sunflower said:

"This man was jobless but he wants to upgrade imoto? Girl😭"

Vindictive Emotions commented:

"Mercedes GLB lapho he only brings isende to the table 😭"

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precious wrote:

"I'm glad I'm not a good person cos I borrowed my bf my cell phone and took it back the next day coz he was not picking up my calls 😭😭I'm not a nice person nna."

sanelemhlongo720 said:

"You were married to a Slay Queen."

matthews9195 remarked:

"He wasn’t your husband shame! He was a weapon formed against you."

@NSG_Gamede posted:

"Advice to ladies, if you love your man and he is not working, buy him a van or taxi to hustle with. If he is not interested in them, then divorce him because that's a slay queen that doesn't want to work."

Risks of financing a partner’s car

Taking out a loan to finance a car for your partner can be a risky financial decision, potentially damaging your credit and creating financial strain if repayments aren't made, Athlone News reported last year.

Advocate Deon Pool told the publication it's important to assess your financial situation and whether you can comfortably afford the loan repayments, especially if the car is registered in your name.

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Before committing, consider the long-term impact on your finances, Pool said. If your partner fails to make payments, you’ll be responsible, which could lead to missed payments, a lower credit score, and even repossession. It’s also important to have a clear agreement on responsibility for repayments. If you’re not financially secure, explore alternatives like saving for a down payment or considering a more affordable vehicle.

4 Briefly News stories about people with debt

• A lady was not expecting it when she received a tax bill that claimed she owed them more than R10,000.
• One woman wants a debt-free life and she posted a video marking the end of buying clothing on credit.
• People were touched by a student who showed how much they owed TFG and their debacle was relatable to many others.
• Online users were blown away after a woman showed that she had less than R10 left after paying off her debts.

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Updated by Hilary, Human Interest HOD at Briefly News

Source: Briefly News